CostIndexUSA

San Francisco, CA vs Topeka, KS Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Francisco
115.6
overall index
$3,075/mo rent
More AffordableKS
Topeka
88.8
overall index
$1,125/mo rent

Topeka is significantly cheaper than San Francisco — 23.2% lower overall cost of living.

To match an $80,000 salary in San Francisco, you would need $61,500 in Topeka. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing66.6%
San Francisco
194.7
Topeka
65
🛒 Groceries13.4%
San Francisco
108.5
Topeka
94
🚗 Transportation11.7%
San Francisco
111.5
Topeka
98.5
🏥 Healthcare11.7%
San Francisco
100.9
Topeka
89.1
Utilities48.5%
San Francisco
172.6
Topeka
88.9

Salary Equivalency Calculator

Enter your current salary in San Francisco to see what you'd need to earn in Topeka to maintain the same purchasing power.

$
Equivalent salary in Topeka, KS
$61,500
$18,500 less needed in Topeka

Formula: salary × (88.8 ÷ 115.6) = salary × 0.7682. Based on BEA Regional Price Parities.

Housing Market

San Francisco, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

Topeka, KS

Median Home Price
$204,000
Median Monthly Rent
$1,125
Housing Index
65
Price-to-Rent Ratio
15.1×

San Francisco has 66.6% lower housing costs compared to Topeka.

Income & Job Market

San Francisco, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
873,965
Top Industries
TechnologyFinanceTourismHealthcareMedia

Topeka, KS

Median Household Income
$65,300
Per Capita Income
$37,200
Unemployment Rate
3.3%
Population
125,310
Top Industries
GovernmentHealthcareManufacturingFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Francisco, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Topeka, KS
4.8×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.