CostIndexUSA

San Francisco, CA vs Tampa, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Francisco
115.6
overall index
$3,075/mo rent
More AffordableFL
Tampa
100.9
overall index
$1,975/mo rent

Tampa is moderately cheaper than San Francisco — 12.7% lower overall cost of living.

To match an $80,000 salary in San Francisco, you would need $69,800 in Tampa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing35.4%
San Francisco
194.7
Tampa
125.8
🛒 Groceries12.0%
San Francisco
108.5
Tampa
95.5
🚗 Transportation8.2%
San Francisco
111.5
Tampa
102.4
🏥 Healthcare8.1%
San Francisco
100.9
Tampa
92.7
Utilities48.7%
San Francisco
172.6
Tampa
88.5

Salary Equivalency Calculator

Enter your current salary in San Francisco to see what you'd need to earn in Tampa to maintain the same purchasing power.

$
Equivalent salary in Tampa, FL
$69,800
$10,200 less needed in Tampa

Formula: salary × (100.9 ÷ 115.6) = salary × 0.8728. Based on BEA Regional Price Parities.

Housing Market

San Francisco, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

Tampa, FL

Median Home Price
$352,000
Median Monthly Rent
$1,975
Housing Index
125.8
Price-to-Rent Ratio
14.9×

San Francisco has 35.4% lower housing costs compared to Tampa.

Income & Job Market

San Francisco, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
873,965
Top Industries
TechnologyFinanceTourismHealthcareMedia

Tampa, FL

Median Household Income
$72,700
Per Capita Income
$41,400
Unemployment Rate
4.1%
Population
399,700
Top Industries
FinanceHealthcareTourismTechnologyLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Francisco, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Tampa, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.