CostIndexUSA

San Bernardino, CA vs Toledo, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Bernardino
106.4
overall index
$2,475/mo rent
More AffordableOH
Toledo
91.5
overall index
$1,150/mo rent

Toledo is moderately cheaper than San Bernardino — 14.0% lower overall cost of living.

To match an $80,000 salary in San Bernardino, you would need $68,800 in Toledo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing48.0%
San Bernardino
129.3
Toledo
67.3
🛒 Groceries7.7%
San Bernardino
101.4
Toledo
93.6
🚗 Transportation2.3%
San Bernardino
106.3
Toledo
103.9
🏥 Healthcare2.3%
San Bernardino
96.2
Toledo
94
Utilities35.2%
San Bernardino
148.6
Toledo
96.3

Salary Equivalency Calculator

Enter your current salary in San Bernardino to see what you'd need to earn in Toledo to maintain the same purchasing power.

$
Equivalent salary in Toledo, OH
$68,800
$11,200 less needed in Toledo

Formula: salary × (91.5 ÷ 106.4) = salary × 0.8600. Based on BEA Regional Price Parities.

Housing Market

San Bernardino, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

Toledo, OH

Median Home Price
$190,000
Median Monthly Rent
$1,150
Housing Index
67.3
Price-to-Rent Ratio
13.8×

San Bernardino has 48.0% lower housing costs compared to Toledo.

Income & Job Market

San Bernardino, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
222,101
Top Industries
HealthcareLogisticsGovernmentRetailManufacturing

Toledo, OH

Median Household Income
$63,100
Per Capita Income
$36,000
Unemployment Rate
5.1%
Population
270,871
Top Industries
ManufacturingHealthcareGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Bernardino, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Toledo, OH
4.6×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.