CostIndexUSA

San Bernardino, CA vs Santa Ana, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCA
San Bernardino
106.4
overall index
$2,475/mo rent
CA
Santa Ana
113.6
overall index
$2,550/mo rent

San Bernardino is moderately cheaper than Santa Ana — 6.8% lower overall cost of living.

To match an $80,000 salary in San Bernardino, you would need $85,400 in Santa Ana. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+31.8%
San Bernardino
129.3
Santa Ana
170.4
🛒 Groceries+5.1%
San Bernardino
101.4
Santa Ana
106.6
🚗 Transportation+3.1%
San Bernardino
106.3
Santa Ana
109.6
🏥 Healthcare+3.0%
San Bernardino
96.2
Santa Ana
99.1
Utilities+6.7%
San Bernardino
148.6
Santa Ana
158.6

Salary Equivalency Calculator

Enter your current salary in San Bernardino to see what you'd need to earn in Santa Ana to maintain the same purchasing power.

$
Equivalent salary in Santa Ana, CA
$85,400
$5,400 more needed in Santa Ana

Formula: salary × (113.6 ÷ 106.4) = salary × 1.0677. Based on BEA Regional Price Parities.

Housing Market

San Bernardino, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

Santa Ana, CA

Median Home Price
$565,000
Median Monthly Rent
$2,550
Housing Index
170.4
Price-to-Rent Ratio
18.5×

Santa Ana has 31.8% higher housing costs compared to San Bernardino.

Income & Job Market

San Bernardino, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
222,101
Top Industries
HealthcareLogisticsGovernmentRetailManufacturing

Santa Ana, CA

Median Household Income
$92,000
Per Capita Income
$52,400
Unemployment Rate
5.5%
Population
310,227
Top Industries
HealthcareManufacturingRetailEducationFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Bernardino, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Santa Ana, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.