CostIndexUSA

San Antonio, TX vs Utica, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TX
San Antonio
94.7
overall index
$1,375/mo rent
More AffordableNY
Utica
92.7
overall index
$1,375/mo rent

Utica is slightly cheaper than San Antonio — 2.1% lower overall cost of living.

To match an $80,000 salary in San Antonio, you would need $78,300 in Utica. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing30.1%
San Antonio
94.6
Utica
66.1
🛒 Groceries+6.3%
San Antonio
93.8
Utica
99.7
🚗 Transportation+1.5%
San Antonio
101.1
Utica
102.6
🏥 Healthcare+1.6%
San Antonio
91.4
Utica
92.9
Utilities+60.5%
San Antonio
82.2
Utica
131.9

Salary Equivalency Calculator

Enter your current salary in San Antonio to see what you'd need to earn in Utica to maintain the same purchasing power.

$
Equivalent salary in Utica, NY
$78,300
$1,700 less needed in Utica

Formula: salary × (92.7 ÷ 94.7) = salary × 0.9789. Based on BEA Regional Price Parities.

Housing Market

San Antonio, TX

Median Home Price
$274,000
Median Monthly Rent
$1,375
Housing Index
94.6
Price-to-Rent Ratio
16.6×

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

San Antonio has 30.1% lower housing costs compared to Utica.

Income & Job Market

San Antonio, TX

Median Household Income
$73,200
Per Capita Income
$41,700
Unemployment Rate
4.3%
Population
1,434,625
Top Industries
MilitaryHealthcareTourismManufacturingGovernment

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Antonio, TX
4.4×income-to-rent ratio

77% of income left after rent (median)

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.