CostIndexUSA

San Antonio, TX vs Santa Cruz, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
San Antonio
94.7
overall index
$1,375/mo rent
CA
Santa Cruz
109.9
overall index
$3,425/mo rent

San Antonio is significantly cheaper than Santa Cruz — 16.1% lower overall cost of living.

To match an $80,000 salary in San Antonio, you would need $92,800 in Santa Cruz. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+73.7%
San Antonio
94.6
Santa Cruz
164.3
🛒 Groceries+12.2%
San Antonio
93.8
Santa Cruz
105.2
🚗 Transportation+4.2%
San Antonio
101.1
Santa Cruz
105.3
🏥 Healthcare+4.3%
San Antonio
91.4
Santa Cruz
95.3
Utilities+85.8%
San Antonio
82.2
Santa Cruz
152.7

Salary Equivalency Calculator

Enter your current salary in San Antonio to see what you'd need to earn in Santa Cruz to maintain the same purchasing power.

$
Equivalent salary in Santa Cruz, CA
$92,800
$12,800 more needed in Santa Cruz

Formula: salary × (109.9 ÷ 94.7) = salary × 1.1605. Based on BEA Regional Price Parities.

Housing Market

San Antonio, TX

Median Home Price
$274,000
Median Monthly Rent
$1,375
Housing Index
94.6
Price-to-Rent Ratio
16.6×

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Santa Cruz has 73.7% higher housing costs compared to San Antonio.

Income & Job Market

San Antonio, TX

Median Household Income
$73,200
Per Capita Income
$41,700
Unemployment Rate
4.3%
Population
1,434,625
Top Industries
MilitaryHealthcareTourismManufacturingGovernment

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Antonio, TX
4.4×income-to-rent ratio

77% of income left after rent (median)

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.