CostIndexUSA

Saginaw, MI vs Tyler, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMI
Saginaw
90.9
overall index
$1,000/mo rent
TX
Tyler
92.2
overall index
$1,325/mo rent

Saginaw is slightly cheaper than Tyler — 1.4% lower overall cost of living.

To match an $80,000 salary in Saginaw, you would need $81,100 in Tyler. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+25.6%
Saginaw
63.6
Tyler
79.9
🛒 Groceries≈ Equal
Saginaw
93.7
Tyler
93.8
🚗 Transportation3.3%
Saginaw
104.5
Tyler
101.1
🏥 Healthcare3.4%
Saginaw
94.6
Tyler
91.4
Utilities13.5%
Saginaw
95.8
Tyler
82.9

Salary Equivalency Calculator

Enter your current salary in Saginaw to see what you'd need to earn in Tyler to maintain the same purchasing power.

$
Equivalent salary in Tyler, TX
$81,100
$1,100 more needed in Tyler

Formula: salary × (92.2 ÷ 90.9) = salary × 1.0143. Based on BEA Regional Price Parities.

Housing Market

Saginaw, MI

Median Home Price
$160,000
Median Monthly Rent
$1,000
Housing Index
63.6
Price-to-Rent Ratio
13.3×

Tyler, TX

Median Home Price
$262,000
Median Monthly Rent
$1,325
Housing Index
79.9
Price-to-Rent Ratio
16.5×

Tyler has 25.6% higher housing costs compared to Saginaw.

Income & Job Market

Saginaw, MI

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
6.2%
Population
44,909
Top Industries
HealthcareManufacturingGovernmentRetailEducation

Tyler, TX

Median Household Income
$72,300
Per Capita Income
$41,200
Unemployment Rate
3.5%
Population
104,798
Top Industries
HealthcareEnergyManufacturingRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Saginaw, MI
4.9×income-to-rent ratio

80% of income left after rent (median)

Tyler, TX
4.5×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.