CostIndexUSA

Saginaw, MI vs Topeka, KS Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MI
Saginaw
90.9
overall index
$1,000/mo rent
More AffordableKS
Topeka
88.8
overall index
$1,125/mo rent

Topeka is slightly cheaper than Saginaw — 2.3% lower overall cost of living.

To match an $80,000 salary in Saginaw, you would need $78,200 in Topeka. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+2.2%
Saginaw
63.6
Topeka
65
🛒 Groceries≈ Equal
Saginaw
93.7
Topeka
94
🚗 Transportation5.7%
Saginaw
104.5
Topeka
98.5
🏥 Healthcare5.8%
Saginaw
94.6
Topeka
89.1
Utilities7.2%
Saginaw
95.8
Topeka
88.9

Salary Equivalency Calculator

Enter your current salary in Saginaw to see what you'd need to earn in Topeka to maintain the same purchasing power.

$
Equivalent salary in Topeka, KS
$78,200
$1,800 less needed in Topeka

Formula: salary × (88.8 ÷ 90.9) = salary × 0.9769. Based on BEA Regional Price Parities.

Housing Market

Saginaw, MI

Median Home Price
$160,000
Median Monthly Rent
$1,000
Housing Index
63.6
Price-to-Rent Ratio
13.3×

Topeka, KS

Median Home Price
$204,000
Median Monthly Rent
$1,125
Housing Index
65
Price-to-Rent Ratio
15.1×

Topeka has 2.2% higher housing costs compared to Saginaw.

Income & Job Market

Saginaw, MI

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
6.2%
Population
44,909
Top Industries
HealthcareManufacturingGovernmentRetailEducation

Topeka, KS

Median Household Income
$65,300
Per Capita Income
$37,200
Unemployment Rate
3.3%
Population
125,310
Top Industries
GovernmentHealthcareManufacturingFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Saginaw, MI
4.9×income-to-rent ratio

80% of income left after rent (median)

Topeka, KS
4.8×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.