CostIndexUSA

Saginaw, MI vs Stockton, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMI
Saginaw
90.9
overall index
$1,000/mo rent
CA
Stockton
105.1
overall index
$2,325/mo rent

Saginaw is significantly cheaper than Stockton — 15.6% lower overall cost of living.

To match an $80,000 salary in Saginaw, you would need $92,500 in Stockton. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+81.8%
Saginaw
63.6
Stockton
115.6
🛒 Groceries+12.3%
Saginaw
93.7
Stockton
105.2
🚗 Transportation+0.8%
Saginaw
104.5
Stockton
105.3
🏥 Healthcare+0.7%
Saginaw
94.6
Stockton
95.3
Utilities+65.1%
Saginaw
95.8
Stockton
158.2

Salary Equivalency Calculator

Enter your current salary in Saginaw to see what you'd need to earn in Stockton to maintain the same purchasing power.

$
Equivalent salary in Stockton, CA
$92,500
$12,500 more needed in Stockton

Formula: salary × (105.1 ÷ 90.9) = salary × 1.1562. Based on BEA Regional Price Parities.

Housing Market

Saginaw, MI

Median Home Price
$160,000
Median Monthly Rent
$1,000
Housing Index
63.6
Price-to-Rent Ratio
13.3×

Stockton, CA

Median Home Price
$522,000
Median Monthly Rent
$2,325
Housing Index
115.6
Price-to-Rent Ratio
18.7×

Stockton has 81.8% higher housing costs compared to Saginaw.

Income & Job Market

Saginaw, MI

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
6.2%
Population
44,909
Top Industries
HealthcareManufacturingGovernmentRetailEducation

Stockton, CA

Median Household Income
$87,400
Per Capita Income
$49,800
Unemployment Rate
6.6%
Population
320,804
Top Industries
AgricultureHealthcareLogisticsManufacturingEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Saginaw, MI
4.9×income-to-rent ratio

80% of income left after rent (median)

Stockton, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.