CostIndexUSA

Saginaw, MI vs St. George, UT Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMI
Saginaw
90.9
overall index
$1,000/mo rent
UT
St. George
97.3
overall index
$1,900/mo rent

Saginaw is moderately cheaper than St. George — 7.0% lower overall cost of living.

To match an $80,000 salary in Saginaw, you would need $85,600 in St. George. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+54.2%
Saginaw
63.6
St. George
98.1
🛒 Groceries+2.9%
Saginaw
93.7
St. George
96.4
🚗 Transportation0.6%
Saginaw
104.5
St. George
103.9
🏥 Healthcare0.6%
Saginaw
94.6
St. George
94
Utilities18.9%
Saginaw
95.8
St. George
77.7

Salary Equivalency Calculator

Enter your current salary in Saginaw to see what you'd need to earn in St. George to maintain the same purchasing power.

$
Equivalent salary in St. George, UT
$85,600
$5,600 more needed in St. George

Formula: salary × (97.3 ÷ 90.9) = salary × 1.0704. Based on BEA Regional Price Parities.

Housing Market

Saginaw, MI

Median Home Price
$160,000
Median Monthly Rent
$1,000
Housing Index
63.6
Price-to-Rent Ratio
13.3×

St. George, UT

Median Home Price
$520,000
Median Monthly Rent
$1,900
Housing Index
98.1
Price-to-Rent Ratio
22.8×

St. George has 54.2% higher housing costs compared to Saginaw.

Income & Job Market

Saginaw, MI

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
6.2%
Population
44,909
Top Industries
HealthcareManufacturingGovernmentRetailEducation

St. George, UT

Median Household Income
$77,500
Per Capita Income
$44,200
Unemployment Rate
4.2%
Population
89,587
Top Industries
HealthcareTourismReal EstateRetailConstruction

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Saginaw, MI
4.9×income-to-rent ratio

80% of income left after rent (median)

St. George, UT
3.4×income-to-rent ratio

71% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.