CostIndexUSA

Rockford, IL vs South Bend, IN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIL
Rockford
92.2
overall index
$1,200/mo rent
IN
South Bend
92.9
overall index
$1,375/mo rent

Rockford is slightly cheaper than South Bend — 0.8% lower overall cost of living.

To match an $80,000 salary in Rockford, you would need $80,600 in South Bend. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+6.4%
Rockford
70.1
South Bend
74.6
🛒 Groceries+0.6%
Rockford
93.6
South Bend
94.2
🚗 Transportation≈ Equal
Rockford
104.6
South Bend
104.2
🏥 Healthcare≈ Equal
Rockford
94.6
South Bend
94.3
Utilities1.9%
Rockford
89.4
South Bend
87.7

Salary Equivalency Calculator

Enter your current salary in Rockford to see what you'd need to earn in South Bend to maintain the same purchasing power.

$
Equivalent salary in South Bend, IN
$80,600
$600 more needed in South Bend

Formula: salary × (92.9 ÷ 92.2) = salary × 1.0076. Based on BEA Regional Price Parities.

Housing Market

Rockford, IL

Median Home Price
$206,000
Median Monthly Rent
$1,200
Housing Index
70.1
Price-to-Rent Ratio
14.3×

South Bend, IN

Median Home Price
$221,000
Median Monthly Rent
$1,375
Housing Index
74.6
Price-to-Rent Ratio
13.4×

South Bend has 6.4% higher housing costs compared to Rockford.

Income & Job Market

Rockford, IL

Median Household Income
$67,000
Per Capita Income
$38,200
Unemployment Rate
5.8%
Population
148,123
Top Industries
ManufacturingHealthcareFinanceRetailEducation

South Bend, IN

Median Household Income
$65,800
Per Capita Income
$37,500
Unemployment Rate
4.7%
Population
103,453
Top Industries
HealthcareEducationManufacturingFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Rockford, IL
4.7×income-to-rent ratio

79% of income left after rent (median)

South Bend, IN
4.0×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.