CostIndexUSA

Rochester, MN vs Utica, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMN
Rochester
90.8
overall index
$1,625/mo rent
NY
Utica
92.7
overall index
$1,375/mo rent

Rochester is slightly cheaper than Utica — 2.1% lower overall cost of living.

To match an $80,000 salary in Rochester, you would need $81,700 in Utica. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing15.9%
Rochester
78.6
Utica
66.1
🛒 Groceries+4.5%
Rochester
95.4
Utica
99.7
🚗 Transportation+6.0%
Rochester
96.8
Utica
102.6
🏥 Healthcare+6.1%
Rochester
87.6
Utica
92.9
Utilities+50.9%
Rochester
87.4
Utica
131.9

Salary Equivalency Calculator

Enter your current salary in Rochester to see what you'd need to earn in Utica to maintain the same purchasing power.

$
Equivalent salary in Utica, NY
$81,700
$1,700 more needed in Utica

Formula: salary × (92.7 ÷ 90.8) = salary × 1.0209. Based on BEA Regional Price Parities.

Housing Market

Rochester, MN

Median Home Price
$324,000
Median Monthly Rent
$1,625
Housing Index
78.6
Price-to-Rent Ratio
16.6×

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

Rochester has 15.9% lower housing costs compared to Utica.

Income & Job Market

Rochester, MN

Median Household Income
$85,200
Per Capita Income
$48,600
Unemployment Rate
2.8%
Population
121,395
Top Industries
HealthcareTechnologyEducationManufacturingFinance

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Rochester, MN
4.4×income-to-rent ratio

77% of income left after rent (median)

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.