CostIndexUSA

Reading, PA vs St. Paul, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordablePA
Reading
97.1
overall index
$1,400/mo rent
MN
St. Paul
104.8
overall index
$1,675/mo rent

Reading is moderately cheaper than St. Paul — 7.9% lower overall cost of living.

To match an $80,000 salary in Reading, you would need $86,300 in St. Paul. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+30.9%
Reading
85.4
St. Paul
111.8
🛒 Groceries+2.4%
Reading
100.7
St. Paul
103.1
🚗 Transportation+6.8%
Reading
102.6
St. Paul
109.6
🏥 Healthcare+6.9%
Reading
92.8
St. Paul
99.2
Utilities13.6%
Reading
108.2
St. Paul
93.5

Salary Equivalency Calculator

Enter your current salary in Reading to see what you'd need to earn in St. Paul to maintain the same purchasing power.

$
Equivalent salary in St. Paul, MN
$86,300
$6,300 more needed in St. Paul

Formula: salary × (104.8 ÷ 97.1) = salary × 1.0793. Based on BEA Regional Price Parities.

Housing Market

Reading, PA

Median Home Price
$299,000
Median Monthly Rent
$1,400
Housing Index
85.4
Price-to-Rent Ratio
17.8×

St. Paul, MN

Median Home Price
$374,000
Median Monthly Rent
$1,675
Housing Index
111.8
Price-to-Rent Ratio
18.6×

St. Paul has 30.9% higher housing costs compared to Reading.

Income & Job Market

Reading, PA

Median Household Income
$75,700
Per Capita Income
$43,100
Unemployment Rate
5%
Population
95,112
Top Industries
HealthcareManufacturingRetailEducationLogistics

St. Paul, MN

Median Household Income
$95,100
Per Capita Income
$54,200
Unemployment Rate
2.9%
Population
311,527
Top Industries
HealthcareFinanceEducationGovernmentManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Reading, PA
4.5×income-to-rent ratio

78% of income left after rent (median)

St. Paul, MN
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.