CostIndexUSA

Rancho Cucamonga, CA vs Saginaw, MI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Rancho Cucamonga
106.4
overall index
$2,475/mo rent
More AffordableMI
Saginaw
90.9
overall index
$1,000/mo rent

Saginaw is moderately cheaper than Rancho Cucamonga — 14.6% lower overall cost of living.

To match an $80,000 salary in Rancho Cucamonga, you would need $68,300 in Saginaw. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing50.8%
Rancho Cucamonga
129.3
Saginaw
63.6
🛒 Groceries7.6%
Rancho Cucamonga
101.4
Saginaw
93.7
🚗 Transportation1.7%
Rancho Cucamonga
106.3
Saginaw
104.5
🏥 Healthcare1.7%
Rancho Cucamonga
96.2
Saginaw
94.6
Utilities35.5%
Rancho Cucamonga
148.6
Saginaw
95.8

Salary Equivalency Calculator

Enter your current salary in Rancho Cucamonga to see what you'd need to earn in Saginaw to maintain the same purchasing power.

$
Equivalent salary in Saginaw, MI
$68,300
$11,700 less needed in Saginaw

Formula: salary × (90.9 ÷ 106.4) = salary × 0.8543. Based on BEA Regional Price Parities.

Housing Market

Rancho Cucamonga, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

Saginaw, MI

Median Home Price
$160,000
Median Monthly Rent
$1,000
Housing Index
63.6
Price-to-Rent Ratio
13.3×

Rancho Cucamonga has 50.8% lower housing costs compared to Saginaw.

Income & Job Market

Rancho Cucamonga, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
174,453
Top Industries
ManufacturingLogisticsHealthcareRetailFinance

Saginaw, MI

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
6.2%
Population
44,909
Top Industries
HealthcareManufacturingGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Rancho Cucamonga, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Saginaw, MI
4.9×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.