CostIndexUSA

Plano, TX vs San Bernardino, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Plano
103.1
overall index
$1,775/mo rent
CA
San Bernardino
106.4
overall index
$2,475/mo rent

Plano is slightly cheaper than San Bernardino — 3.2% lower overall cost of living.

To match an $80,000 salary in Plano, you would need $82,600 in San Bernardino. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+9.7%
Plano
117.9
San Bernardino
129.3
🛒 Groceries1.4%
Plano
102.8
San Bernardino
101.4
🚗 Transportation+1.5%
Plano
104.7
San Bernardino
106.3
🏥 Healthcare+1.6%
Plano
94.7
San Bernardino
96.2
Utilities+63.8%
Plano
90.7
San Bernardino
148.6

Salary Equivalency Calculator

Enter your current salary in Plano to see what you'd need to earn in San Bernardino to maintain the same purchasing power.

$
Equivalent salary in San Bernardino, CA
$82,600
$2,600 more needed in San Bernardino

Formula: salary × (106.4 ÷ 103.1) = salary × 1.0320. Based on BEA Regional Price Parities.

Housing Market

Plano, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

San Bernardino, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

San Bernardino has 9.7% higher housing costs compared to Plano.

Income & Job Market

Plano, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
285,494
Top Industries
TechnologyFinanceHealthcareTelecommunicationsRetail

San Bernardino, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
222,101
Top Industries
HealthcareLogisticsGovernmentRetailManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Plano, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

San Bernardino, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.