CostIndexUSA

Pensacola, FL vs Wichita Falls, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Pensacola
97.7
overall index
$1,700/mo rent
More AffordableTX
Wichita Falls
89.5
overall index
$1,200/mo rent

Wichita Falls is moderately cheaper than Pensacola — 8.4% lower overall cost of living.

To match an $80,000 salary in Pensacola, you would need $73,300 in Wichita Falls. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing31.0%
Pensacola
98.8
Wichita Falls
68.2
🛒 Groceries2.5%
Pensacola
96.2
Wichita Falls
93.8
🚗 Transportation2.6%
Pensacola
103.8
Wichita Falls
101.1
🏥 Healthcare2.7%
Pensacola
93.9
Wichita Falls
91.4
Utilities5.0%
Pensacola
88.5
Wichita Falls
84.1

Salary Equivalency Calculator

Enter your current salary in Pensacola to see what you'd need to earn in Wichita Falls to maintain the same purchasing power.

$
Equivalent salary in Wichita Falls, TX
$73,300
$6,700 less needed in Wichita Falls

Formula: salary × (89.5 ÷ 97.7) = salary × 0.9161. Based on BEA Regional Price Parities.

Housing Market

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Wichita Falls, TX

Median Home Price
$167,000
Median Monthly Rent
$1,200
Housing Index
68.2
Price-to-Rent Ratio
11.6×

Pensacola has 31.0% lower housing costs compared to Wichita Falls.

Income & Job Market

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Wichita Falls, TX

Median Household Income
$63,500
Per Capita Income
$36,200
Unemployment Rate
2.7%
Population
104,553
Top Industries
MilitaryHealthcareManufacturingRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Wichita Falls, TX
4.4×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.