CostIndexUSA

Pensacola, FL vs Tulsa, OK Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Pensacola
97.7
overall index
$1,700/mo rent
More AffordableOK
Tulsa
89.2
overall index
$1,350/mo rent

Tulsa is moderately cheaper than Pensacola — 8.7% lower overall cost of living.

To match an $80,000 salary in Pensacola, you would need $73,000 in Tulsa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing31.0%
Pensacola
98.8
Tulsa
68.2
🛒 Groceries2.5%
Pensacola
96.2
Tulsa
93.8
🚗 Transportation3.5%
Pensacola
103.8
Tulsa
100.2
🏥 Healthcare3.4%
Pensacola
93.9
Tulsa
90.7
Utilities16.5%
Pensacola
88.5
Tulsa
73.9

Salary Equivalency Calculator

Enter your current salary in Pensacola to see what you'd need to earn in Tulsa to maintain the same purchasing power.

$
Equivalent salary in Tulsa, OK
$73,000
$7,000 less needed in Tulsa

Formula: salary × (89.2 ÷ 97.7) = salary × 0.9130. Based on BEA Regional Price Parities.

Housing Market

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Tulsa, OK

Median Home Price
$243,000
Median Monthly Rent
$1,350
Housing Index
68.2
Price-to-Rent Ratio
15.0×

Pensacola has 31.0% lower housing costs compared to Tulsa.

Income & Job Market

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Tulsa, OK

Median Household Income
$65,600
Per Capita Income
$37,400
Unemployment Rate
4.6%
Population
413,066
Top Industries
EnergyHealthcareFinanceManufacturingAerospace

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Tulsa, OK
4.0×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.