CostIndexUSA

Pensacola, FL vs Topeka, KS Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Pensacola
97.7
overall index
$1,700/mo rent
More AffordableKS
Topeka
88.8
overall index
$1,125/mo rent

Topeka is moderately cheaper than Pensacola — 9.1% lower overall cost of living.

To match an $80,000 salary in Pensacola, you would need $72,700 in Topeka. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing34.2%
Pensacola
98.8
Topeka
65
🛒 Groceries2.3%
Pensacola
96.2
Topeka
94
🚗 Transportation5.1%
Pensacola
103.8
Topeka
98.5
🏥 Healthcare5.1%
Pensacola
93.9
Topeka
89.1
Utilities≈ Equal
Pensacola
88.5
Topeka
88.9

Salary Equivalency Calculator

Enter your current salary in Pensacola to see what you'd need to earn in Topeka to maintain the same purchasing power.

$
Equivalent salary in Topeka, KS
$72,700
$7,300 less needed in Topeka

Formula: salary × (88.8 ÷ 97.7) = salary × 0.9089. Based on BEA Regional Price Parities.

Housing Market

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Topeka, KS

Median Home Price
$204,000
Median Monthly Rent
$1,125
Housing Index
65
Price-to-Rent Ratio
15.1×

Pensacola has 34.2% lower housing costs compared to Topeka.

Income & Job Market

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Topeka, KS

Median Household Income
$65,300
Per Capita Income
$37,200
Unemployment Rate
3.3%
Population
125,310
Top Industries
GovernmentHealthcareManufacturingFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Topeka, KS
4.8×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.