CostIndexUSA

Pensacola, FL vs Spartanburg, SC Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Pensacola
97.7
overall index
$1,700/mo rent
More AffordableSC
Spartanburg
91.1
overall index
$1,400/mo rent

Spartanburg is moderately cheaper than Pensacola — 6.8% lower overall cost of living.

To match an $80,000 salary in Pensacola, you would need $74,600 in Spartanburg. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing31.2%
Pensacola
98.8
Spartanburg
68
🛒 Groceries≈ Equal
Pensacola
96.2
Spartanburg
96.3
🚗 Transportation0.6%
Pensacola
103.8
Spartanburg
103.2
🏥 Healthcare≈ Equal
Pensacola
93.9
Spartanburg
93.4
Utilities≈ Equal
Pensacola
88.5
Spartanburg
88.3

Salary Equivalency Calculator

Enter your current salary in Pensacola to see what you'd need to earn in Spartanburg to maintain the same purchasing power.

$
Equivalent salary in Spartanburg, SC
$74,600
$5,400 less needed in Spartanburg

Formula: salary × (91.1 ÷ 97.7) = salary × 0.9324. Based on BEA Regional Price Parities.

Housing Market

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Spartanburg, SC

Median Home Price
$272,000
Median Monthly Rent
$1,400
Housing Index
68
Price-to-Rent Ratio
16.2×

Pensacola has 31.2% lower housing costs compared to Spartanburg.

Income & Job Market

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Spartanburg, SC

Median Household Income
$61,200
Per Capita Income
$34,900
Unemployment Rate
4.2%
Population
38,732
Top Industries
ManufacturingHealthcareAutomotiveEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Spartanburg, SC
3.6×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.