CostIndexUSA

Pensacola, FL vs Sioux Falls, SD Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Pensacola
97.7
overall index
$1,700/mo rent
More AffordableSD
Sioux Falls
90.6
overall index
$1,225/mo rent

Sioux Falls is moderately cheaper than Pensacola — 7.3% lower overall cost of living.

To match an $80,000 salary in Pensacola, you would need $74,200 in Sioux Falls. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing21.5%
Pensacola
98.8
Sioux Falls
77.6
🛒 Groceries0.7%
Pensacola
96.2
Sioux Falls
95.5
🚗 Transportation7.0%
Pensacola
103.8
Sioux Falls
96.5
🏥 Healthcare7.0%
Pensacola
93.9
Sioux Falls
87.3
Utilities8.8%
Pensacola
88.5
Sioux Falls
80.7

Salary Equivalency Calculator

Enter your current salary in Pensacola to see what you'd need to earn in Sioux Falls to maintain the same purchasing power.

$
Equivalent salary in Sioux Falls, SD
$74,200
$5,800 less needed in Sioux Falls

Formula: salary × (90.6 ÷ 97.7) = salary × 0.9273. Based on BEA Regional Price Parities.

Housing Market

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Sioux Falls, SD

Median Home Price
$329,000
Median Monthly Rent
$1,225
Housing Index
77.6
Price-to-Rent Ratio
22.4×

Pensacola has 21.5% lower housing costs compared to Sioux Falls.

Income & Job Market

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Sioux Falls, SD

Median Household Income
$76,200
Per Capita Income
$43,400
Unemployment Rate
2%
Population
192,517
Top Industries
FinanceHealthcareRetailManufacturingAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Sioux Falls, SD
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.