CostIndexUSA

Pensacola, FL vs Sarasota, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableFL
Pensacola
97.7
overall index
$1,700/mo rent
FL
Sarasota
102.4
overall index
$1,925/mo rent

Pensacola is slightly cheaper than Sarasota — 4.8% lower overall cost of living.

To match an $80,000 salary in Pensacola, you would need $83,800 in Sarasota. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+29.6%
Pensacola
98.8
Sarasota
128
🛒 Groceries≈ Equal
Pensacola
96.2
Sarasota
96.2
🚗 Transportation≈ Equal
Pensacola
103.8
Sarasota
103.8
🏥 Healthcare≈ Equal
Pensacola
93.9
Sarasota
93.9
Utilities≈ Equal
Pensacola
88.5
Sarasota
88.2

Salary Equivalency Calculator

Enter your current salary in Pensacola to see what you'd need to earn in Sarasota to maintain the same purchasing power.

$
Equivalent salary in Sarasota, FL
$83,800
$3,800 more needed in Sarasota

Formula: salary × (102.4 ÷ 97.7) = salary × 1.0481. Based on BEA Regional Price Parities.

Housing Market

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Sarasota, FL

Median Home Price
$445,000
Median Monthly Rent
$1,925
Housing Index
128
Price-to-Rent Ratio
19.3×

Sarasota has 29.6% higher housing costs compared to Pensacola.

Income & Job Market

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Sarasota, FL

Median Household Income
$78,900
Per Capita Income
$45,000
Unemployment Rate
3.9%
Population
57,738
Top Industries
TourismHealthcareReal EstateFinanceArts

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Sarasota, FL
3.4×income-to-rent ratio

71% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.