CostIndexUSA

Pensacola, FL vs Racine, WI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Pensacola
97.7
overall index
$1,700/mo rent
More AffordableWI
Racine
96
overall index
$1,325/mo rent

Racine is slightly cheaper than Pensacola — 1.7% lower overall cost of living.

To match an $80,000 salary in Pensacola, you would need $78,600 in Racine. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing6.9%
Pensacola
98.8
Racine
92
🛒 Groceries2.5%
Pensacola
96.2
Racine
93.8
🚗 Transportation+0.6%
Pensacola
103.8
Racine
104.4
🏥 Healthcare≈ Equal
Pensacola
93.9
Racine
94.4
Utilities+1.7%
Pensacola
88.5
Racine
90

Salary Equivalency Calculator

Enter your current salary in Pensacola to see what you'd need to earn in Racine to maintain the same purchasing power.

$
Equivalent salary in Racine, WI
$78,600
$1,400 less needed in Racine

Formula: salary × (96 ÷ 97.7) = salary × 0.9826. Based on BEA Regional Price Parities.

Housing Market

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Racine, WI

Median Home Price
$293,000
Median Monthly Rent
$1,325
Housing Index
92
Price-to-Rent Ratio
18.4×

Pensacola has 6.9% lower housing costs compared to Racine.

Income & Job Market

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Racine, WI

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.6%
Population
78,900
Top Industries
ManufacturingHealthcareRetailTechnologyFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Racine, WI
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.