CostIndexUSA

Pembroke Pines, FL vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Pembroke Pines
114.2
overall index
$2,650/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is significantly cheaper than Pembroke Pines — 23.3% lower overall cost of living.

To match an $80,000 salary in Pembroke Pines, you would need $61,400 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing58.2%
Pembroke Pines
155.6
St. Cloud
65.1
🛒 Groceries7.9%
Pembroke Pines
103.6
St. Cloud
95.4
🚗 Transportation15.5%
Pembroke Pines
114.6
St. Cloud
96.8
🏥 Healthcare15.5%
Pembroke Pines
103.7
St. Cloud
87.6
Utilities8.7%
Pembroke Pines
97.2
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Pembroke Pines to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
Equivalent salary in St. Cloud, MN
$61,400
$18,600 less needed in St. Cloud

Formula: salary × (87.6 ÷ 114.2) = salary × 0.7671. Based on BEA Regional Price Parities.

Housing Market

Pembroke Pines, FL

Median Home Price
$467,000
Median Monthly Rent
$2,650
Housing Index
155.6
Price-to-Rent Ratio
14.7×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Pembroke Pines has 58.2% lower housing costs compared to St. Cloud.

Income & Job Market

Pembroke Pines, FL

Median Household Income
$76,300
Per Capita Income
$43,500
Unemployment Rate
4.1%
Population
173,591
Top Industries
HealthcareRetailEducationFinanceGovernment

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Pembroke Pines, FL
2.4×income-to-rent ratio

58% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.