CostIndexUSA

Panama City, FL vs York, PA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Panama City
97.3
overall index
$1,700/mo rent
More AffordablePA
York
96
overall index
$1,300/mo rent

York is slightly cheaper than Panama City — 1.3% lower overall cost of living.

To match an $80,000 salary in Panama City, you would need $78,900 in York. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing17.2%
Panama City
96.4
York
79.8
🛒 Groceries+4.7%
Panama City
96.2
York
100.7
🚗 Transportation1.2%
Panama City
103.8
York
102.6
🏥 Healthcare1.2%
Panama City
93.9
York
92.8
Utilities+21.5%
Panama City
88.1
York
107

Salary Equivalency Calculator

Enter your current salary in Panama City to see what you'd need to earn in York to maintain the same purchasing power.

$
Equivalent salary in York, PA
$78,900
$1,100 less needed in York

Formula: salary × (96 ÷ 97.3) = salary × 0.9866. Based on BEA Regional Price Parities.

Housing Market

Panama City, FL

Median Home Price
$337,000
Median Monthly Rent
$1,700
Housing Index
96.4
Price-to-Rent Ratio
16.5×

York, PA

Median Home Price
$297,000
Median Monthly Rent
$1,300
Housing Index
79.8
Price-to-Rent Ratio
19.0×

Panama City has 17.2% lower housing costs compared to York.

Income & Job Market

Panama City, FL

Median Household Income
$69,700
Per Capita Income
$39,700
Unemployment Rate
3%
Population
36,877
Top Industries
MilitaryTourismHealthcareManufacturingRetail

York, PA

Median Household Income
$81,400
Per Capita Income
$46,400
Unemployment Rate
3.9%
Population
44,619
Top Industries
ManufacturingHealthcareRetailEducationAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Panama City, FL
3.4×income-to-rent ratio

71% of income left after rent (median)

York, PA
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.