CostIndexUSA

Panama City, FL vs Rancho Cucamonga, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableFL
Panama City
97.3
overall index
$1,700/mo rent
CA
Rancho Cucamonga
106.4
overall index
$2,475/mo rent

Panama City is moderately cheaper than Rancho Cucamonga — 9.4% lower overall cost of living.

To match an $80,000 salary in Panama City, you would need $87,500 in Rancho Cucamonga. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+34.1%
Panama City
96.4
Rancho Cucamonga
129.3
🛒 Groceries+5.4%
Panama City
96.2
Rancho Cucamonga
101.4
🚗 Transportation+2.4%
Panama City
103.8
Rancho Cucamonga
106.3
🏥 Healthcare+2.4%
Panama City
93.9
Rancho Cucamonga
96.2
Utilities+68.7%
Panama City
88.1
Rancho Cucamonga
148.6

Salary Equivalency Calculator

Enter your current salary in Panama City to see what you'd need to earn in Rancho Cucamonga to maintain the same purchasing power.

$
Equivalent salary in Rancho Cucamonga, CA
$87,500
$7,500 more needed in Rancho Cucamonga

Formula: salary × (106.4 ÷ 97.3) = salary × 1.0935. Based on BEA Regional Price Parities.

Housing Market

Panama City, FL

Median Home Price
$337,000
Median Monthly Rent
$1,700
Housing Index
96.4
Price-to-Rent Ratio
16.5×

Rancho Cucamonga, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

Rancho Cucamonga has 34.1% higher housing costs compared to Panama City.

Income & Job Market

Panama City, FL

Median Household Income
$69,700
Per Capita Income
$39,700
Unemployment Rate
3%
Population
36,877
Top Industries
MilitaryTourismHealthcareManufacturingRetail

Rancho Cucamonga, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
174,453
Top Industries
ManufacturingLogisticsHealthcareRetailFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Panama City, FL
3.4×income-to-rent ratio

71% of income left after rent (median)

Rancho Cucamonga, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.