CostIndexUSA

Palm Bay, FL vs San Bernardino, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableFL
Palm Bay
100
overall index
$1,875/mo rent
CA
San Bernardino
106.4
overall index
$2,475/mo rent

Palm Bay is moderately cheaper than San Bernardino — 6.4% lower overall cost of living.

To match an $80,000 salary in Palm Bay, you would need $85,100 in San Bernardino. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+15.8%
Palm Bay
111.7
San Bernardino
129.3
🛒 Groceries+5.4%
Palm Bay
96.2
San Bernardino
101.4
🚗 Transportation+2.4%
Palm Bay
103.8
San Bernardino
106.3
🏥 Healthcare+2.4%
Palm Bay
93.9
San Bernardino
96.2
Utilities+68.7%
Palm Bay
88.1
San Bernardino
148.6

Salary Equivalency Calculator

Enter your current salary in Palm Bay to see what you'd need to earn in San Bernardino to maintain the same purchasing power.

$
Equivalent salary in San Bernardino, CA
$85,100
$5,100 more needed in San Bernardino

Formula: salary × (106.4 ÷ 100) = salary × 1.0640. Based on BEA Regional Price Parities.

Housing Market

Palm Bay, FL

Median Home Price
$336,000
Median Monthly Rent
$1,875
Housing Index
111.7
Price-to-Rent Ratio
14.9×

San Bernardino, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

San Bernardino has 15.8% higher housing costs compared to Palm Bay.

Income & Job Market

Palm Bay, FL

Median Household Income
$78,600
Per Capita Income
$44,800
Unemployment Rate
5.1%
Population
119,760
Top Industries
AerospaceHealthcareTechnologyManufacturingRetail

San Bernardino, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
222,101
Top Industries
HealthcareLogisticsGovernmentRetailManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Palm Bay, FL
3.5×income-to-rent ratio

71% of income left after rent (median)

San Bernardino, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.