CostIndexUSA

Oxnard, CA vs San Luis Obispo, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Oxnard
110.5
overall index
$2,975/mo rent
More AffordableCA
San Luis Obispo
108.6
overall index
$3,000/mo rent

San Luis Obispo is slightly cheaper than Oxnard — 1.7% lower overall cost of living.

To match an $80,000 salary in Oxnard, you would need $78,600 in San Luis Obispo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing15.6%
Oxnard
171.1
San Luis Obispo
144.4
🛒 Groceries≈ Equal
Oxnard
105.2
San Luis Obispo
105.2
🚗 Transportation≈ Equal
Oxnard
105.3
San Luis Obispo
105.3
🏥 Healthcare≈ Equal
Oxnard
95.3
San Luis Obispo
95.3
Utilities3.3%
Oxnard
152.9
San Luis Obispo
147.8

Salary Equivalency Calculator

Enter your current salary in Oxnard to see what you'd need to earn in San Luis Obispo to maintain the same purchasing power.

$
Equivalent salary in San Luis Obispo, CA
$78,600
$1,400 less needed in San Luis Obispo

Formula: salary × (108.6 ÷ 110.5) = salary × 0.9828. Based on BEA Regional Price Parities.

Housing Market

Oxnard, CA

Median Home Price
$862,000
Median Monthly Rent
$2,975
Housing Index
171.1
Price-to-Rent Ratio
24.1×

San Luis Obispo, CA

Median Home Price
$880,000
Median Monthly Rent
$3,000
Housing Index
144.4
Price-to-Rent Ratio
24.4×

Oxnard has 15.6% lower housing costs compared to San Luis Obispo.

Income & Job Market

Oxnard, CA

Median Household Income
$107,700
Per Capita Income
$61,400
Unemployment Rate
5.3%
Population
202,063
Top Industries
AgricultureHealthcareManufacturingMilitaryRetail

San Luis Obispo, CA

Median Household Income
$90,700
Per Capita Income
$51,700
Unemployment Rate
4.4%
Population
47,536
Top Industries
EducationTourismAgricultureHealthcareTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Oxnard, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

San Luis Obispo, CA
2.5×income-to-rent ratio

60% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.