CostIndexUSA

Oxnard, CA vs San Bernardino, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Oxnard
110.5
overall index
$2,975/mo rent
More AffordableCA
San Bernardino
106.4
overall index
$2,475/mo rent

San Bernardino is slightly cheaper than Oxnard — 3.7% lower overall cost of living.

To match an $80,000 salary in Oxnard, you would need $77,000 in San Bernardino. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing24.4%
Oxnard
171.1
San Bernardino
129.3
🛒 Groceries3.6%
Oxnard
105.2
San Bernardino
101.4
🚗 Transportation+0.9%
Oxnard
105.3
San Bernardino
106.3
🏥 Healthcare+0.9%
Oxnard
95.3
San Bernardino
96.2
Utilities2.8%
Oxnard
152.9
San Bernardino
148.6

Salary Equivalency Calculator

Enter your current salary in Oxnard to see what you'd need to earn in San Bernardino to maintain the same purchasing power.

$
Equivalent salary in San Bernardino, CA
$77,000
$3,000 less needed in San Bernardino

Formula: salary × (106.4 ÷ 110.5) = salary × 0.9629. Based on BEA Regional Price Parities.

Housing Market

Oxnard, CA

Median Home Price
$862,000
Median Monthly Rent
$2,975
Housing Index
171.1
Price-to-Rent Ratio
24.1×

San Bernardino, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

Oxnard has 24.4% lower housing costs compared to San Bernardino.

Income & Job Market

Oxnard, CA

Median Household Income
$107,700
Per Capita Income
$61,400
Unemployment Rate
5.3%
Population
202,063
Top Industries
AgricultureHealthcareManufacturingMilitaryRetail

San Bernardino, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
222,101
Top Industries
HealthcareLogisticsGovernmentRetailManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Oxnard, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

San Bernardino, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.