CostIndexUSA

Oxnard, CA vs Plano, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Oxnard
110.5
overall index
$2,975/mo rent
More AffordableTX
Plano
103.1
overall index
$1,775/mo rent

Plano is moderately cheaper than Oxnard — 6.7% lower overall cost of living.

To match an $80,000 salary in Oxnard, you would need $74,600 in Plano. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing31.1%
Oxnard
171.1
Plano
117.9
🛒 Groceries2.3%
Oxnard
105.2
Plano
102.8
🚗 Transportation0.6%
Oxnard
105.3
Plano
104.7
🏥 Healthcare0.6%
Oxnard
95.3
Plano
94.7
Utilities40.7%
Oxnard
152.9
Plano
90.7

Salary Equivalency Calculator

Enter your current salary in Oxnard to see what you'd need to earn in Plano to maintain the same purchasing power.

$
Equivalent salary in Plano, TX
$74,600
$5,400 less needed in Plano

Formula: salary × (103.1 ÷ 110.5) = salary × 0.9330. Based on BEA Regional Price Parities.

Housing Market

Oxnard, CA

Median Home Price
$862,000
Median Monthly Rent
$2,975
Housing Index
171.1
Price-to-Rent Ratio
24.1×

Plano, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Oxnard has 31.1% lower housing costs compared to Plano.

Income & Job Market

Oxnard, CA

Median Household Income
$107,700
Per Capita Income
$61,400
Unemployment Rate
5.3%
Population
202,063
Top Industries
AgricultureHealthcareManufacturingMilitaryRetail

Plano, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
285,494
Top Industries
TechnologyFinanceHealthcareTelecommunicationsRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Oxnard, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Plano, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.