CostIndexUSA

Orlando, FL vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Orlando
101.4
overall index
$1,925/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is moderately cheaper than Orlando — 13.6% lower overall cost of living.

To match an $80,000 salary in Orlando, you would need $69,100 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing47.2%
Orlando
123.4
St. Cloud
65.1
🛒 Groceries0.8%
Orlando
96.2
St. Cloud
95.4
🚗 Transportation6.7%
Orlando
103.8
St. Cloud
96.8
🏥 Healthcare6.7%
Orlando
93.9
St. Cloud
87.6
Utilities+1.7%
Orlando
87.2
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Orlando to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
Equivalent salary in St. Cloud, MN
$69,100
$10,900 less needed in St. Cloud

Formula: salary × (87.6 ÷ 101.4) = salary × 0.8639. Based on BEA Regional Price Parities.

Housing Market

Orlando, FL

Median Home Price
$381,000
Median Monthly Rent
$1,925
Housing Index
123.4
Price-to-Rent Ratio
16.5×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Orlando has 47.2% lower housing costs compared to St. Cloud.

Income & Job Market

Orlando, FL

Median Household Income
$77,400
Per Capita Income
$44,100
Unemployment Rate
4.3%
Population
307,573
Top Industries
TourismHealthcareTechnologyRetailEducation

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Orlando, FL
3.4×income-to-rent ratio

70% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.