CostIndexUSA

Olympia, WA vs Plano, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

WA
Olympia
103.7
overall index
$2,025/mo rent
More AffordableTX
Plano
103.1
overall index
$1,775/mo rent

Plano is slightly cheaper than Olympia — 0.6% lower overall cost of living.

To match an $80,000 salary in Olympia, you would need $79,500 in Plano. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+1.0%
Olympia
116.7
Plano
117.9
🛒 Groceries2.1%
Olympia
105
Plano
102.8
🚗 Transportation≈ Equal
Olympia
104.4
Plano
104.7
🏥 Healthcare≈ Equal
Olympia
94.5
Plano
94.7
Utilities1.1%
Olympia
91.7
Plano
90.7

Salary Equivalency Calculator

Enter your current salary in Olympia to see what you'd need to earn in Plano to maintain the same purchasing power.

$
Equivalent salary in Plano, TX
$79,500
$500 less needed in Plano

Formula: salary × (103.1 ÷ 103.7) = salary × 0.9942. Based on BEA Regional Price Parities.

Housing Market

Olympia, WA

Median Home Price
$518,000
Median Monthly Rent
$2,025
Housing Index
116.7
Price-to-Rent Ratio
21.3×

Plano, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Plano has 1.0% higher housing costs compared to Olympia.

Income & Job Market

Olympia, WA

Median Household Income
$93,200
Per Capita Income
$53,100
Unemployment Rate
4.1%
Population
53,532
Top Industries
GovernmentHealthcareEducationRetailManufacturing

Plano, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
285,494
Top Industries
TechnologyFinanceHealthcareTelecommunicationsRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Olympia, WA
3.8×income-to-rent ratio

74% of income left after rent (median)

Plano, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.