CostIndexUSA

Ocala, FL vs St. Paul, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableFL
Ocala
95.2
overall index
$1,600/mo rent
MN
St. Paul
104.8
overall index
$1,675/mo rent

Ocala is moderately cheaper than St. Paul — 10.1% lower overall cost of living.

To match an $80,000 salary in Ocala, you would need $88,100 in St. Paul. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+29.7%
Ocala
86.2
St. Paul
111.8
🛒 Groceries+7.2%
Ocala
96.2
St. Paul
103.1
🚗 Transportation+5.6%
Ocala
103.8
St. Paul
109.6
🏥 Healthcare+5.6%
Ocala
93.9
St. Paul
99.2
Utilities+7.3%
Ocala
87.1
St. Paul
93.5

Salary Equivalency Calculator

Enter your current salary in Ocala to see what you'd need to earn in St. Paul to maintain the same purchasing power.

$
Equivalent salary in St. Paul, MN
$88,100
$8,100 more needed in St. Paul

Formula: salary × (104.8 ÷ 95.2) = salary × 1.1008. Based on BEA Regional Price Parities.

Housing Market

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

St. Paul, MN

Median Home Price
$374,000
Median Monthly Rent
$1,675
Housing Index
111.8
Price-to-Rent Ratio
18.6×

St. Paul has 29.7% higher housing costs compared to Ocala.

Income & Job Market

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

St. Paul, MN

Median Household Income
$95,100
Per Capita Income
$54,200
Unemployment Rate
2.9%
Population
311,527
Top Industries
HealthcareFinanceEducationGovernmentManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

St. Paul, MN
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.