CostIndexUSA

Ocala, FL vs Rockford, IL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Ocala
95.2
overall index
$1,600/mo rent
More AffordableIL
Rockford
92.2
overall index
$1,200/mo rent

Rockford is slightly cheaper than Ocala — 3.2% lower overall cost of living.

To match an $80,000 salary in Ocala, you would need $77,500 in Rockford. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing18.7%
Ocala
86.2
Rockford
70.1
🛒 Groceries2.7%
Ocala
96.2
Rockford
93.6
🚗 Transportation+0.8%
Ocala
103.8
Rockford
104.6
🏥 Healthcare+0.7%
Ocala
93.9
Rockford
94.6
Utilities+2.6%
Ocala
87.1
Rockford
89.4

Salary Equivalency Calculator

Enter your current salary in Ocala to see what you'd need to earn in Rockford to maintain the same purchasing power.

$
Equivalent salary in Rockford, IL
$77,500
$2,500 less needed in Rockford

Formula: salary × (92.2 ÷ 95.2) = salary × 0.9685. Based on BEA Regional Price Parities.

Housing Market

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Rockford, IL

Median Home Price
$206,000
Median Monthly Rent
$1,200
Housing Index
70.1
Price-to-Rent Ratio
14.3×

Ocala has 18.7% lower housing costs compared to Rockford.

Income & Job Market

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Rockford, IL

Median Household Income
$67,000
Per Capita Income
$38,200
Unemployment Rate
5.8%
Population
148,123
Top Industries
ManufacturingHealthcareFinanceRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Rockford, IL
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.