CostIndexUSA

Ocala, FL vs Odessa, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Ocala
95.2
overall index
$1,600/mo rent
More AffordableTX
Odessa
93.9
overall index
$1,550/mo rent

Odessa is slightly cheaper than Ocala — 1.4% lower overall cost of living.

To match an $80,000 salary in Ocala, you would need $78,900 in Odessa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+4.1%
Ocala
86.2
Odessa
89.7
🛒 Groceries2.5%
Ocala
96.2
Odessa
93.8
🚗 Transportation2.6%
Ocala
103.8
Odessa
101.1
🏥 Healthcare2.7%
Ocala
93.9
Odessa
91.4
Utilities4.8%
Ocala
87.1
Odessa
82.9

Salary Equivalency Calculator

Enter your current salary in Ocala to see what you'd need to earn in Odessa to maintain the same purchasing power.

$
Equivalent salary in Odessa, TX
$78,900
$1,100 less needed in Odessa

Formula: salary × (93.9 ÷ 95.2) = salary × 0.9863. Based on BEA Regional Price Parities.

Housing Market

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Odessa, TX

Median Home Price
$246,000
Median Monthly Rent
$1,550
Housing Index
89.7
Price-to-Rent Ratio
13.2×

Odessa has 4.1% higher housing costs compared to Ocala.

Income & Job Market

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Odessa, TX

Median Household Income
$66,600
Per Capita Income
$38,000
Unemployment Rate
1.9%
Population
122,555
Top Industries
EnergyOil & GasHealthcareManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Odessa, TX
3.6×income-to-rent ratio

72% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.