CostIndexUSA

New Haven, CT vs Utica, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CT
New Haven
104.6
overall index
$1,975/mo rent
More AffordableNY
Utica
92.7
overall index
$1,375/mo rent

Utica is moderately cheaper than New Haven — 11.4% lower overall cost of living.

To match an $80,000 salary in New Haven, you would need $70,900 in Utica. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing46.8%
New Haven
124.3
Utica
66.1
🛒 Groceries+2.5%
New Haven
97.3
Utica
99.7
🚗 Transportation4.8%
New Haven
107.8
Utica
102.6
🏥 Healthcare4.7%
New Haven
97.5
Utica
92.9
Utilities8.9%
New Haven
144.8
Utica
131.9

Salary Equivalency Calculator

Enter your current salary in New Haven to see what you'd need to earn in Utica to maintain the same purchasing power.

$
Equivalent salary in Utica, NY
$70,900
$9,100 less needed in Utica

Formula: salary × (92.7 ÷ 104.6) = salary × 0.8862. Based on BEA Regional Price Parities.

Housing Market

New Haven, CT

Median Home Price
$386,000
Median Monthly Rent
$1,975
Housing Index
124.3
Price-to-Rent Ratio
16.3×

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

New Haven has 46.8% lower housing costs compared to Utica.

Income & Job Market

New Haven, CT

Median Household Income
$80,700
Per Capita Income
$46,000
Unemployment Rate
4.2%
Population
130,250
Top Industries
EducationHealthcareManufacturingFinanceGovernment

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

New Haven, CT
3.4×income-to-rent ratio

71% of income left after rent (median)

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.