CostIndexUSA

Nashville, TN vs Oxnard, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Nashville
96.3
overall index
$1,775/mo rent
CA
Oxnard
110.5
overall index
$2,975/mo rent

Nashville is moderately cheaper than Oxnard — 14.7% lower overall cost of living.

To match an $80,000 salary in Nashville, you would need $91,800 in Oxnard. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+63.6%
Nashville
104.6
Oxnard
171.1
🛒 Groceries+9.4%
Nashville
96.2
Oxnard
105.2
🚗 Transportation+5.4%
Nashville
99.9
Oxnard
105.3
🏥 Healthcare+5.4%
Nashville
90.4
Oxnard
95.3
Utilities+112.4%
Nashville
72
Oxnard
152.9

Salary Equivalency Calculator

Enter your current salary in Nashville to see what you'd need to earn in Oxnard to maintain the same purchasing power.

$
Equivalent salary in Oxnard, CA
$91,800
$11,800 more needed in Oxnard

Formula: salary × (110.5 ÷ 96.3) = salary × 1.1475. Based on BEA Regional Price Parities.

Housing Market

Nashville, TN

Median Home Price
$444,000
Median Monthly Rent
$1,775
Housing Index
104.6
Price-to-Rent Ratio
20.8×

Oxnard, CA

Median Home Price
$862,000
Median Monthly Rent
$2,975
Housing Index
171.1
Price-to-Rent Ratio
24.1×

Oxnard has 63.6% higher housing costs compared to Nashville.

Income & Job Market

Nashville, TN

Median Household Income
$84,700
Per Capita Income
$48,300
Unemployment Rate
2.6%
Population
689,447
Top Industries
HealthcareMusicTourismManufacturingFinance

Oxnard, CA

Median Household Income
$107,700
Per Capita Income
$61,400
Unemployment Rate
5.3%
Population
202,063
Top Industries
AgricultureHealthcareManufacturingMilitaryRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Nashville, TN
4.0×income-to-rent ratio

75% of income left after rent (median)

Oxnard, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.