CostIndexUSA

Naples, FL vs Tampa, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Naples
103.2
overall index
$2,650/mo rent
More AffordableFL
Tampa
100.9
overall index
$1,975/mo rent

Tampa is slightly cheaper than Naples — 2.2% lower overall cost of living.

To match an $80,000 salary in Naples, you would need $78,200 in Tampa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing2.8%
Naples
129.4
Tampa
125.8
🛒 Groceries0.7%
Naples
96.2
Tampa
95.5
🚗 Transportation1.3%
Naples
103.8
Tampa
102.4
🏥 Healthcare1.3%
Naples
93.9
Tampa
92.7
Utilities+0.8%
Naples
87.8
Tampa
88.5

Salary Equivalency Calculator

Enter your current salary in Naples to see what you'd need to earn in Tampa to maintain the same purchasing power.

$
Equivalent salary in Tampa, FL
$78,200
$1,800 less needed in Tampa

Formula: salary × (100.9 ÷ 103.2) = salary × 0.9777. Based on BEA Regional Price Parities.

Housing Market

Naples, FL

Median Home Price
$551,000
Median Monthly Rent
$2,650
Housing Index
129.4
Price-to-Rent Ratio
17.3×

Tampa, FL

Median Home Price
$352,000
Median Monthly Rent
$1,975
Housing Index
125.8
Price-to-Rent Ratio
14.9×

Naples has 2.8% lower housing costs compared to Tampa.

Income & Job Market

Naples, FL

Median Household Income
$90,100
Per Capita Income
$51,400
Unemployment Rate
2%
Population
21,661
Top Industries
TourismHealthcareReal EstateFinanceRetail

Tampa, FL

Median Household Income
$72,700
Per Capita Income
$41,400
Unemployment Rate
4.1%
Population
399,700
Top Industries
FinanceHealthcareTourismTechnologyLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Naples, FL
2.8×income-to-rent ratio

65% of income left after rent (median)

Tampa, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.