CostIndexUSA

Naples, FL vs Plano, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostFL
Naples
103.2
overall index
$2,650/mo rent
TX
Plano
103.1
overall index
$1,775/mo rent

Naples and Plano have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing8.9%
Naples
129.4
Plano
117.9
🛒 Groceries+6.9%
Naples
96.2
Plano
102.8
🚗 Transportation+0.9%
Naples
103.8
Plano
104.7
🏥 Healthcare+0.9%
Naples
93.9
Plano
94.7
Utilities+3.3%
Naples
87.8
Plano
90.7

Salary Equivalency Calculator

Enter your current salary in Naples to see what you'd need to earn in Plano to maintain the same purchasing power.

$
Equivalent salary in Plano, TX
$79,900
$100 less needed in Plano

Formula: salary × (103.1 ÷ 103.2) = salary × 0.9990. Based on BEA Regional Price Parities.

Housing Market

Naples, FL

Median Home Price
$551,000
Median Monthly Rent
$2,650
Housing Index
129.4
Price-to-Rent Ratio
17.3×

Plano, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Naples has 8.9% lower housing costs compared to Plano.

Income & Job Market

Naples, FL

Median Household Income
$90,100
Per Capita Income
$51,400
Unemployment Rate
2%
Population
21,661
Top Industries
TourismHealthcareReal EstateFinanceRetail

Plano, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
285,494
Top Industries
TechnologyFinanceHealthcareTelecommunicationsRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Naples, FL
2.8×income-to-rent ratio

65% of income left after rent (median)

Plano, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.