CostIndexUSA

Napa, CA vs San Bernardino, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Napa
112.6
overall index
$2,825/mo rent
More AffordableCA
San Bernardino
106.4
overall index
$2,475/mo rent

San Bernardino is moderately cheaper than Napa — 5.5% lower overall cost of living.

To match an $80,000 salary in Napa, you would need $75,600 in San Bernardino. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing34.5%
Napa
197.4
San Bernardino
129.3
🛒 Groceries3.6%
Napa
105.2
San Bernardino
101.4
🚗 Transportation+0.9%
Napa
105.3
San Bernardino
106.3
🏥 Healthcare+0.9%
Napa
95.3
San Bernardino
96.2
Utilities5.0%
Napa
156.5
San Bernardino
148.6

Salary Equivalency Calculator

Enter your current salary in Napa to see what you'd need to earn in San Bernardino to maintain the same purchasing power.

$
Equivalent salary in San Bernardino, CA
$75,600
$4,400 less needed in San Bernardino

Formula: salary × (106.4 ÷ 112.6) = salary × 0.9449. Based on BEA Regional Price Parities.

Housing Market

Napa, CA

Median Home Price
$867,000
Median Monthly Rent
$2,825
Housing Index
197.4
Price-to-Rent Ratio
25.6×

San Bernardino, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

Napa has 34.5% lower housing costs compared to San Bernardino.

Income & Job Market

Napa, CA

Median Household Income
$104,700
Per Capita Income
$59,700
Unemployment Rate
3.7%
Population
79,426
Top Industries
WineTourismHealthcareAgricultureRetail

San Bernardino, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
222,101
Top Industries
HealthcareLogisticsGovernmentRetailManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Napa, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

San Bernardino, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.