CostIndexUSA

Napa, CA vs New York, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostCA
Napa
112.6
overall index
$2,825/mo rent
NY
New York
112.6
overall index
$3,225/mo rent

Napa and New York have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing24.7%
Napa
197.4
New York
148.6
🛒 Groceries+4.8%
Napa
105.2
New York
110.3
🚗 Transportation+5.5%
Napa
105.3
New York
111.1
🏥 Healthcare+5.5%
Napa
95.3
New York
100.5
Utilities18.8%
Napa
156.5
New York
127

Salary Equivalency Calculator

Enter your current salary in Napa to see what you'd need to earn in New York to maintain the same purchasing power.

$
Equivalent salary in New York, NY
$80,000
Same salary works in both cities

Formula: salary × (112.6 ÷ 112.6) = salary × 1.0000. Based on BEA Regional Price Parities.

Housing Market

Napa, CA

Median Home Price
$867,000
Median Monthly Rent
$2,825
Housing Index
197.4
Price-to-Rent Ratio
25.6×

New York, NY

Median Home Price
$703,000
Median Monthly Rent
$3,225
Housing Index
148.6
Price-to-Rent Ratio
18.2×

Napa has 24.7% lower housing costs compared to New York.

Income & Job Market

Napa, CA

Median Household Income
$104,700
Per Capita Income
$59,700
Unemployment Rate
3.7%
Population
79,426
Top Industries
WineTourismHealthcareAgricultureRetail

New York, NY

Median Household Income
$95,200
Per Capita Income
$54,300
Unemployment Rate
5.2%
Population
8,336,817
Top Industries
FinanceTechnologyMediaReal EstateHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Napa, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

New York, NY
2.5×income-to-rent ratio

59% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.