CostIndexUSA

Moreno Valley, CA vs Santa Cruz, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCA
Moreno Valley
106.4
overall index
$2,475/mo rent
CA
Santa Cruz
109.9
overall index
$3,425/mo rent

Moreno Valley is slightly cheaper than Santa Cruz — 3.3% lower overall cost of living.

To match an $80,000 salary in Moreno Valley, you would need $82,600 in Santa Cruz. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+27.1%
Moreno Valley
129.3
Santa Cruz
164.3
🛒 Groceries+3.7%
Moreno Valley
101.4
Santa Cruz
105.2
🚗 Transportation0.9%
Moreno Valley
106.3
Santa Cruz
105.3
🏥 Healthcare0.9%
Moreno Valley
96.2
Santa Cruz
95.3
Utilities+2.8%
Moreno Valley
148.6
Santa Cruz
152.7

Salary Equivalency Calculator

Enter your current salary in Moreno Valley to see what you'd need to earn in Santa Cruz to maintain the same purchasing power.

$
Equivalent salary in Santa Cruz, CA
$82,600
$2,600 more needed in Santa Cruz

Formula: salary × (109.9 ÷ 106.4) = salary × 1.0329. Based on BEA Regional Price Parities.

Housing Market

Moreno Valley, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Santa Cruz has 27.1% higher housing costs compared to Moreno Valley.

Income & Job Market

Moreno Valley, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
208,634
Top Industries
HealthcareLogisticsManufacturingRetailEducation

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Moreno Valley, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.