CostIndexUSA

Modesto, CA vs Seattle, WA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCA
Modesto
104.1
overall index
$2,100/mo rent
WA
Seattle
111.1
overall index
$2,175/mo rent

Modesto is moderately cheaper than Seattle — 6.7% lower overall cost of living.

To match an $80,000 salary in Modesto, you would need $85,400 in Seattle. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+39.4%
Modesto
108.5
Seattle
151.3
🛒 Groceries1.1%
Modesto
105.2
Seattle
104
🚗 Transportation+6.6%
Modesto
105.3
Seattle
112.2
🏥 Healthcare+6.5%
Modesto
95.3
Seattle
101.5
Utilities39.1%
Modesto
152.3
Seattle
92.8

Salary Equivalency Calculator

Enter your current salary in Modesto to see what you'd need to earn in Seattle to maintain the same purchasing power.

$
Equivalent salary in Seattle, WA
$85,400
$5,400 more needed in Seattle

Formula: salary × (111.1 ÷ 104.1) = salary × 1.0672. Based on BEA Regional Price Parities.

Housing Market

Modesto, CA

Median Home Price
$457,000
Median Monthly Rent
$2,100
Housing Index
108.5
Price-to-Rent Ratio
18.1×

Seattle, WA

Median Home Price
$730,000
Median Monthly Rent
$2,175
Housing Index
151.3
Price-to-Rent Ratio
28.0×

Seattle has 39.4% higher housing costs compared to Modesto.

Income & Job Market

Modesto, CA

Median Household Income
$82,800
Per Capita Income
$47,200
Unemployment Rate
6.6%
Population
218,464
Top Industries
AgricultureHealthcareManufacturingRetailEducation

Seattle, WA

Median Household Income
$110,700
Per Capita Income
$63,100
Unemployment Rate
4.2%
Population
737,255
Top Industries
TechnologyAerospaceHealthcareRetailLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Modesto, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Seattle, WA
4.2×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.