CostIndexUSA

Modesto, CA vs Santa Rosa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCA
Modesto
104.1
overall index
$2,100/mo rent
CA
Santa Rosa
107.8
overall index
$2,600/mo rent

Modesto is slightly cheaper than Santa Rosa — 3.6% lower overall cost of living.

To match an $80,000 salary in Modesto, you would need $82,800 in Santa Rosa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+28.7%
Modesto
108.5
Santa Rosa
139.6
🛒 Groceries≈ Equal
Modesto
105.2
Santa Rosa
105.2
🚗 Transportation≈ Equal
Modesto
105.3
Santa Rosa
105.3
🏥 Healthcare≈ Equal
Modesto
95.3
Santa Rosa
95.3
Utilities+1.6%
Modesto
152.3
Santa Rosa
154.8

Salary Equivalency Calculator

Enter your current salary in Modesto to see what you'd need to earn in Santa Rosa to maintain the same purchasing power.

$
Equivalent salary in Santa Rosa, CA
$82,800
$2,800 more needed in Santa Rosa

Formula: salary × (107.8 ÷ 104.1) = salary × 1.0355. Based on BEA Regional Price Parities.

Housing Market

Modesto, CA

Median Home Price
$457,000
Median Monthly Rent
$2,100
Housing Index
108.5
Price-to-Rent Ratio
18.1×

Santa Rosa, CA

Median Home Price
$770,000
Median Monthly Rent
$2,600
Housing Index
139.6
Price-to-Rent Ratio
24.7×

Santa Rosa has 28.7% higher housing costs compared to Modesto.

Income & Job Market

Modesto, CA

Median Household Income
$82,800
Per Capita Income
$47,200
Unemployment Rate
6.6%
Population
218,464
Top Industries
AgricultureHealthcareManufacturingRetailEducation

Santa Rosa, CA

Median Household Income
$100,700
Per Capita Income
$57,400
Unemployment Rate
4%
Population
178,127
Top Industries
HealthcareAgricultureTourismTechnologyRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Modesto, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Santa Rosa, CA
3.2×income-to-rent ratio

69% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.