CostIndexUSA

Modesto, CA vs Pueblo, CO Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Modesto
104.1
overall index
$2,100/mo rent
More AffordableCO
Pueblo
91.8
overall index
$1,250/mo rent

Pueblo is moderately cheaper than Modesto — 11.8% lower overall cost of living.

To match an $80,000 salary in Modesto, you would need $70,500 in Pueblo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing34.3%
Modesto
108.5
Pueblo
71.3
🛒 Groceries8.7%
Modesto
105.2
Pueblo
96.1
🚗 Transportation≈ Equal
Modesto
105.3
Pueblo
104.8
🏥 Healthcare≈ Equal
Modesto
95.3
Pueblo
94.8
Utilities46.2%
Modesto
152.3
Pueblo
81.9

Salary Equivalency Calculator

Enter your current salary in Modesto to see what you'd need to earn in Pueblo to maintain the same purchasing power.

$
Equivalent salary in Pueblo, CO
$70,500
$9,500 less needed in Pueblo

Formula: salary × (91.8 ÷ 104.1) = salary × 0.8818. Based on BEA Regional Price Parities.

Housing Market

Modesto, CA

Median Home Price
$457,000
Median Monthly Rent
$2,100
Housing Index
108.5
Price-to-Rent Ratio
18.1×

Pueblo, CO

Median Home Price
$281,000
Median Monthly Rent
$1,250
Housing Index
71.3
Price-to-Rent Ratio
18.7×

Modesto has 34.3% lower housing costs compared to Pueblo.

Income & Job Market

Modesto, CA

Median Household Income
$82,800
Per Capita Income
$47,200
Unemployment Rate
6.6%
Population
218,464
Top Industries
AgricultureHealthcareManufacturingRetailEducation

Pueblo, CO

Median Household Income
$65,200
Per Capita Income
$37,200
Unemployment Rate
3.5%
Population
111,876
Top Industries
HealthcareManufacturingGovernmentRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Modesto, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Pueblo, CO
4.3×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.