CostIndexUSA

Modesto, CA vs Olympia, WA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostCA
Modesto
104.1
overall index
$2,100/mo rent
WA
Olympia
103.7
overall index
$2,025/mo rent

Modesto and Olympia have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+7.6%
Modesto
108.5
Olympia
116.7
🛒 Groceries≈ Equal
Modesto
105.2
Olympia
105
🚗 Transportation0.9%
Modesto
105.3
Olympia
104.4
🏥 Healthcare0.8%
Modesto
95.3
Olympia
94.5
Utilities39.8%
Modesto
152.3
Olympia
91.7

Salary Equivalency Calculator

Enter your current salary in Modesto to see what you'd need to earn in Olympia to maintain the same purchasing power.

$
Equivalent salary in Olympia, WA
$79,700
$300 less needed in Olympia

Formula: salary × (103.7 ÷ 104.1) = salary × 0.9962. Based on BEA Regional Price Parities.

Housing Market

Modesto, CA

Median Home Price
$457,000
Median Monthly Rent
$2,100
Housing Index
108.5
Price-to-Rent Ratio
18.1×

Olympia, WA

Median Home Price
$518,000
Median Monthly Rent
$2,025
Housing Index
116.7
Price-to-Rent Ratio
21.3×

Olympia has 7.6% higher housing costs compared to Modesto.

Income & Job Market

Modesto, CA

Median Household Income
$82,800
Per Capita Income
$47,200
Unemployment Rate
6.6%
Population
218,464
Top Industries
AgricultureHealthcareManufacturingRetailEducation

Olympia, WA

Median Household Income
$93,200
Per Capita Income
$53,100
Unemployment Rate
4.1%
Population
53,532
Top Industries
GovernmentHealthcareEducationRetailManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Modesto, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Olympia, WA
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.