CostIndexUSA

Modesto, CA vs Montgomery, AL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Modesto
104.1
overall index
$2,100/mo rent
More AffordableAL
Montgomery
89.7
overall index
$1,375/mo rent

Montgomery is moderately cheaper than Modesto — 13.8% lower overall cost of living.

To match an $80,000 salary in Modesto, you would need $68,900 in Montgomery. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing40.7%
Modesto
108.5
Montgomery
64.3
🛒 Groceries8.4%
Modesto
105.2
Montgomery
96.4
🚗 Transportation3.6%
Modesto
105.3
Montgomery
101.5
🏥 Healthcare3.6%
Modesto
95.3
Montgomery
91.9
Utilities44.3%
Modesto
152.3
Montgomery
84.9

Salary Equivalency Calculator

Enter your current salary in Modesto to see what you'd need to earn in Montgomery to maintain the same purchasing power.

$
Equivalent salary in Montgomery, AL
$68,900
$11,100 less needed in Montgomery

Formula: salary × (89.7 ÷ 104.1) = salary × 0.8617. Based on BEA Regional Price Parities.

Housing Market

Modesto, CA

Median Home Price
$457,000
Median Monthly Rent
$2,100
Housing Index
108.5
Price-to-Rent Ratio
18.1×

Montgomery, AL

Median Home Price
$205,000
Median Monthly Rent
$1,375
Housing Index
64.3
Price-to-Rent Ratio
12.4×

Modesto has 40.7% lower housing costs compared to Montgomery.

Income & Job Market

Modesto, CA

Median Household Income
$82,800
Per Capita Income
$47,200
Unemployment Rate
6.6%
Population
218,464
Top Industries
AgricultureHealthcareManufacturingRetailEducation

Montgomery, AL

Median Household Income
$62,400
Per Capita Income
$35,600
Unemployment Rate
4%
Population
199,518
Top Industries
GovernmentMilitaryHealthcareManufacturingEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Modesto, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Montgomery, AL
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.