CostIndexUSA

Missoula, MT vs Utica, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MT
Missoula
96.4
overall index
$1,550/mo rent
More AffordableNY
Utica
92.7
overall index
$1,375/mo rent

Utica is slightly cheaper than Missoula — 3.8% lower overall cost of living.

To match an $80,000 salary in Missoula, you would need $76,900 in Utica. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing30.3%
Missoula
94.9
Utica
66.1
🛒 Groceries+3.9%
Missoula
96
Utica
99.7
🚗 Transportation1.1%
Missoula
103.7
Utica
102.6
🏥 Healthcare1.0%
Missoula
93.8
Utica
92.9
Utilities+82.9%
Missoula
72.1
Utica
131.9

Salary Equivalency Calculator

Enter your current salary in Missoula to see what you'd need to earn in Utica to maintain the same purchasing power.

$
Equivalent salary in Utica, NY
$76,900
$3,100 less needed in Utica

Formula: salary × (92.7 ÷ 96.4) = salary × 0.9616. Based on BEA Regional Price Parities.

Housing Market

Missoula, MT

Median Home Price
$552,000
Median Monthly Rent
$1,550
Housing Index
94.9
Price-to-Rent Ratio
29.7×

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

Missoula has 30.3% lower housing costs compared to Utica.

Income & Job Market

Missoula, MT

Median Household Income
$73,300
Per Capita Income
$41,800
Unemployment Rate
2.5%
Population
73,489
Top Industries
EducationHealthcareTourismGovernmentRetail

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Missoula, MT
3.9×income-to-rent ratio

75% of income left after rent (median)

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.