CostIndexUSA

Mesa, AZ vs Saginaw, MI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

AZ
Mesa
103.3
overall index
$1,725/mo rent
More AffordableMI
Saginaw
90.9
overall index
$1,000/mo rent

Saginaw is moderately cheaper than Mesa — 12.0% lower overall cost of living.

To match an $80,000 salary in Mesa, you would need $70,400 in Saginaw. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing47.5%
Mesa
121.2
Saginaw
63.6
🛒 Groceries1.4%
Mesa
95
Saginaw
93.7
🚗 Transportation4.3%
Mesa
109.2
Saginaw
104.5
🏥 Healthcare4.3%
Mesa
98.8
Saginaw
94.6
Utilities+2.7%
Mesa
93.3
Saginaw
95.8

Salary Equivalency Calculator

Enter your current salary in Mesa to see what you'd need to earn in Saginaw to maintain the same purchasing power.

$
Equivalent salary in Saginaw, MI
$70,400
$9,600 less needed in Saginaw

Formula: salary × (90.9 ÷ 103.3) = salary × 0.8800. Based on BEA Regional Price Parities.

Housing Market

Mesa, AZ

Median Home Price
$442,000
Median Monthly Rent
$1,725
Housing Index
121.2
Price-to-Rent Ratio
21.4×

Saginaw, MI

Median Home Price
$160,000
Median Monthly Rent
$1,000
Housing Index
63.6
Price-to-Rent Ratio
13.3×

Mesa has 47.5% lower housing costs compared to Saginaw.

Income & Job Market

Mesa, AZ

Median Household Income
$85,700
Per Capita Income
$48,800
Unemployment Rate
3.8%
Population
518,012
Top Industries
TechnologyHealthcareRetailManufacturingAerospace

Saginaw, MI

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
6.2%
Population
44,909
Top Industries
HealthcareManufacturingGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Mesa, AZ
4.1×income-to-rent ratio

76% of income left after rent (median)

Saginaw, MI
4.9×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.