CostIndexUSA

Merced, CA vs Trenton, NJ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCA
Merced
98.3
overall index
$1,850/mo rent
NJ
Trenton
103.2
overall index
$2,450/mo rent

Merced is moderately cheaper than Trenton — 5.0% lower overall cost of living.

To match an $80,000 salary in Merced, you would need $84,000 in Trenton. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+71.9%
Merced
78.6
Trenton
135.1
🛒 Groceries5.1%
Merced
105.2
Trenton
99.8
🚗 Transportation2.4%
Merced
105.3
Trenton
102.8
🏥 Healthcare2.4%
Merced
95.3
Trenton
93
Utilities29.1%
Merced
158.3
Trenton
112.3

Salary Equivalency Calculator

Enter your current salary in Merced to see what you'd need to earn in Trenton to maintain the same purchasing power.

$
Equivalent salary in Trenton, NJ
$84,000
$4,000 more needed in Trenton

Formula: salary × (103.2 ÷ 98.3) = salary × 1.0498. Based on BEA Regional Price Parities.

Housing Market

Merced, CA

Median Home Price
$410,000
Median Monthly Rent
$1,850
Housing Index
78.6
Price-to-Rent Ratio
18.5×

Trenton, NJ

Median Home Price
$434,000
Median Monthly Rent
$2,450
Housing Index
135.1
Price-to-Rent Ratio
14.8×

Trenton has 71.9% higher housing costs compared to Merced.

Income & Job Market

Merced, CA

Median Household Income
$57,600
Per Capita Income
$32,800
Unemployment Rate
9.2%
Population
86,333
Top Industries
AgricultureEducationHealthcareGovernmentLogistics

Trenton, NJ

Median Household Income
$96,200
Per Capita Income
$54,800
Unemployment Rate
5.9%
Population
90,871
Top Industries
GovernmentHealthcareFinanceManufacturingEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Merced, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Trenton, NJ
3.3×income-to-rent ratio

69% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.