CostIndexUSA

Merced, CA vs Rochester, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Merced
98.3
overall index
$1,850/mo rent
More AffordableNY
Rochester
97
overall index
$1,475/mo rent

Rochester is slightly cheaper than Merced — 1.3% lower overall cost of living.

To match an $80,000 salary in Merced, you would need $78,900 in Rochester. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+11.3%
Merced
78.6
Rochester
87.5
🛒 Groceries5.2%
Merced
105.2
Rochester
99.7
🚗 Transportation2.6%
Merced
105.3
Rochester
102.6
🏥 Healthcare2.5%
Merced
95.3
Rochester
92.9
Utilities15.9%
Merced
158.3
Rochester
133.2

Salary Equivalency Calculator

Enter your current salary in Merced to see what you'd need to earn in Rochester to maintain the same purchasing power.

$
Equivalent salary in Rochester, NY
$78,900
$1,100 less needed in Rochester

Formula: salary × (97 ÷ 98.3) = salary × 0.9868. Based on BEA Regional Price Parities.

Housing Market

Merced, CA

Median Home Price
$410,000
Median Monthly Rent
$1,850
Housing Index
78.6
Price-to-Rent Ratio
18.5×

Rochester, NY

Median Home Price
$262,000
Median Monthly Rent
$1,475
Housing Index
87.5
Price-to-Rent Ratio
14.8×

Rochester has 11.3% higher housing costs compared to Merced.

Income & Job Market

Merced, CA

Median Household Income
$57,600
Per Capita Income
$32,800
Unemployment Rate
9.2%
Population
86,333
Top Industries
AgricultureEducationHealthcareGovernmentLogistics

Rochester, NY

Median Household Income
$73,300
Per Capita Income
$41,800
Unemployment Rate
3.9%
Population
211,328
Top Industries
HealthcareTechnologyEducationManufacturingFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Merced, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Rochester, NY
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.